Insurance World

   This document outlines the Terms of Service (TOS) that govern the use of the website owned and operated by Insurance World, an insurance agency. By using the website, you agree to be bound by the TOS, which may be amended from time to time at the sole discretion of Insurance World.

   Effective date: 12/01/2024

   Use of the Website

   The website is provided to you for your personal, non-commercial use. You may not use the website for any illegal purpose or in a manner that would damage, disable, overburden, or impair the website or interfere with any other party’s use and enjoyment of the website. You may not use the website to collect or store personal data about other users.

   You agree that we may contact you by telephone (including cell phones), facsimile, email or other internet facilities, with respect to the Service, and other offerings we may make available in the future. Calls may be live or pre-recorded and calls or texts may be made via automated dialing system.

   Intellectual Property

   All content on the website, including text, graphics, logos, images, and software, is the property of Insurance World or its licensors and is protected by United States and international intellectual property laws. You may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works from, or otherwise exploit the content without the express written permission of Insurance World.

   User-Generated Content

   The website may include areas where users can submit, post, or upload content, such as reviews or comments. You agree not to submit, post, or upload any content that is illegal, threatening, defamatory, obscene, infringing, or otherwise offensive. Insurance World reserves the right, but not the obligation, to remove any user-generated content that violates these TOS.

   Disclaimer of Warranties

   The website is provided on an “as is” and “as available” basis. Insurance World makes no warranties, express or implied, as to the operation of the website or the information, content, materials, or products included on the website. Insurance World does not warrant that the website will be uninterrupted or error-free.

   Limitation of Liability

   Insurance World will not be liable for any damages of any kind arising from the use of the website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

   Indemnification

   You agree to indemnify, defend, and hold harmless Insurance World, its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, arising from or relating to your use of the website or any violation of these TOS.

   Governing Law

   These TOS will be governed by and construed in accordance with the laws of the State of Florida, without giving effect to its conflict of law provisions.

   Dispute Resolution

   Any dispute arising from or relating to these TOS will be resolved through binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association.

   Termination

   Insurance World may, in its sole discretion, terminate or suspend your access to all or part of the website, with or without notice and with or without cause, at any time.

   General Terms

   These TOS constitute the entire agreement between you and Insurance World regarding the use of the website. If any provision of these TOS is found to be invalid, the remaining provisions will remain in full force and effect. Insurance World failure to enforce any provision of these TOS will not be deemed a waiver of such provision.

   Changes to the TOS

   Insurance World reserves the right to modify these TOS at any time, and such modifications will be effective immediately upon posting the modified TOS on the website. Your continued use of the website following the posting of the modified TOS will be deemed to be your acceptance of the modified TOS.

   Contact Information

   If you have any questions or concerns about these TOS, please contact Insurance World at:

   Phone: 904-428-3807

   Email: igg.jax@gmail.com

Terms of Service